When you were making your resolutions for this year, what did you wish for? To lose weight? To keep the house clean? To finally getting around to apologizing to Great Aunt Maude for the candy dish you broke 20 years ago (that she still hasn’t forgiven you for)? Whatever you wished for, chances are it included making this year a whole lot better than last year New Year GIF. Part of that should be saving money by shaving the rates on your auto insurance.
Auto insurance is one of the few things in life you really don’t get a whole lot of choice about. You can choose to live without cable (especially with the networks putting almost everything online). You can choose to live without a cell phone. You can even choose to live without furniture! What you don’t want to do, however, is end up at the bottom of a ten car pile-up with no insurance there to help you out.
Just because you have to have auto insurance doesn’t mean you should have to pay a fortune for it though. Here are some simple techniques that can help you shave 20% or more off your auto insurance rates before you can say, “Feliz ano Nuevo!”
Stop driving so fast. Seriously. Have you ever seen the damage that two or three speeding tickets can do to otherwise gorgeous auto insurance rates? I have, and it’s not pretty! The faster you drive, the harder it is for you to control your car. The harder it is for you to control your car, the more likely you are to end up in an accident before it’s all said and done.
What kind of safety features do you have on your car? GPS locators, fuel switches, anti-lock brakes, airbags and car alarms all decrease the chances that your car will be stolen and/or your passengers will be injured in an accident. That means there’s less chance that your auto insurance company will have to pay out insurance claims and, in turn, means you’re going to be paying less for your coverage.